There are three main types of insurance:

1. KfZ-Haftpflicht (liability/third-party insurance)

Mandatory insurance for every vehicle owner that covers the cost of damages to others and their vehicles

2. Teilkasko (partial coverage)

Covers costs of theft and unpredictable environmental damages to your vehicle

3. Vollkasko (full coverage)

Covers the costs of damages to your vehicle, even if an accident is caused by you